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Wells Fargo Announces Million Dollar Donation to Villa Esperanza Services

first_img Make a comment Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. 18 recommended0 commentsShareShareTweetSharePin it Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Giving Back Wells Fargo Announces Million Dollar Donation to Villa Esperanza Services Funding Granted To Help Meet Urgent Need & Nonprofit Capital Campaign Goal From STAFF REPORTS Published on Thursday, April 17, 2014 | 2:28 pm Name (required)  Mail (required) (not be published)  Website  Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday More Cool Stuff Top of the News First Heatwave Expected Next Week center_img Subscribe Your email address will not be published. Required fields are marked * EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Community News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Herbeauty10 Reasons Why Selena Gomez Has Billions Of FansHerbeautyHerbeautyHerbeautyVictoria’s Secret Model’s Tips For Looking Ultra SexyHerbeautyHerbeautyHerbeauty10 Ways To Get Into Shape You’ve Never Tried BeforeHerbeautyHerbeautyHerbeautyFinding The Right Type Of Workout For You According AstrologyHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeauty Business News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Detail of Campus Entry for Villa StreetThis Autism Awareness Month, Wells Fargo announces a million dollar grant to Villa Esperanza Services for the most urgent needs of their $18 million capital campaign. Villa Esperanza Services is a nonprofit organization dedicated to the care and education of children, adults and seniors with developmental, intellectual and other disabilities.The announcement comes during the month of April, recognized as Autism Awareness Month, helping raise awareness about the spectrum disorder that is currently suspected to affect up to 1 in 68 children, with the rate even higher in boys with 1 in 42 diagnosed with the disorder in the United States.Ricki Robinson, MD“Autism is one of the fastest growing childhood epidemics of our time. Soon these autistic children will be adults, and it is more important than ever for professionals and parents to increase their knowledge about successful treatment models, and for society to create systems that acknowledge the needs of its citizens on the autism spectrum,” explains Ricki Robinson, MD, a clinical leader holding a Masters of Public Health and Villa Esperanza Services board member. “Villa Esperanza Services is truly part of the daily solution for families and one of the only nonprofits extending full continuity of care, helping children and adults alike.”The capital campaign entitled “Hope Moves Forward” reflects the organization’s namesake meaning “House of Hope” founded by a group of mothers in 1961 to help their children with disabilities.Joe Defur“Due to the urgent need in our community, and as a result of the passion and confidence we have in the mission of Villa Esperanza Services, Wells Fargo is proud to support the organization during this critical time,” said Joe Defur, Wells Fargo Private Bank senior managing director for California and Villa Esperanza board member. “For the past 21 years Wells Fargo executives have served on Villa Esperanza Services’ board of directors to help bring hope to families in Southern California, and the need for improvements at Villa Esperanza has never been more vital.”The first phase of the capital campaign master plan is a nine million dollar goal that will allow the organization to build a new school and purchase and renovate a new permanent home for the adult day program. This will allow for an increase in school enrollment by 41 percent and 36 percent in the adult day program. Villa Esperanza Services plans to break ground in July 2015. Phase two of the capital campaign will begin shortly thereafter, and is another nine million dollar goal, which will help complete the renovation including new occupational and physical therapy facilities and administrative offices.David DiCristofaro“At Wells Fargo we know we can only be as strong as the strength of the communities we serve, and with autism rates on the rise it is more important than ever to help the professionals and families in need of successful treatment models and programs,” said David DiCristofaro, Wells Fargo president of Greater Los Angeles. “Wells Fargo believes so strongly in the urgent need and effectiveness of the services Villa Esperanza provides that this donation is coming from our national philanthropy budget and is above and beyond our annual local giving. When you see the dedication of the staff and the amazing outcomes of the students, it becomes crystal clear that the work Villa Esperanza is doing is making an important impact.”In 2013 Wells Fargo was named top corporate philanthropist locally and nationally, donating $275 million to nonprofit and community organizations across the country, with $29 million donated in Los Angeles and Orange Counties.About Villa Esperanza ServicesVilla Esperanza Services is a nonprofit organization dedicated to the care and education of children, adults and seniors with developmental, intellectual and other disabilities. Villa Esperanza Services offers nine programs including a comprehensive education center for children up to the age of 22 years; a speech and language center and occupational therapy clinic providing children, adults and seniors with comprehensive therapies; employment services; day programs for adults; and adult residences in Pasadena and Thousand Oaks. To learn more about Villa’s collaborative approach, log on to www.VillaEsperanzaServices.org.About Wells FargoWells Fargo & Company (NYSE: WFC) is a nationwide, diversified, community-based financial services company with $1.5 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 locations, 12,000 ATMs, and the internet (wellsfargo.com), and has offices in 36 countries to support customers who conduct business in the global economy. With more than 264,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 25 on Fortune’s 2013 rankings of America’s largest corporations. Wells Fargo’s vision is to satisfy all our customers’ financial needs and help them succeed financially. Wells Fargo perspectives are also available at blogs.wellsfargo.com.last_img read more

REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Brian Honea Share Save Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Black Knight Financial Services Mortgage Delinquency Rate REO Liquidations Short Sales 2015-02-02 Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland.  Print This Post Demand Propels Home Prices Upward 2 days agocenter_img Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery The Best Markets For Residential Property Investors 2 days ago Tagged with: Black Knight Financial Services Mortgage Delinquency Rate REO Liquidations Short Sales in Daily Dose, Featured, News, REO REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery Previous: DS News Webcast: Monday 2/2/2015 Next: HUD Provides Guidance for Use of Housing Trust Fund Allocations REO liquidations have amassed a higher share of gross unpaid balance (UPB) recovery than short sales since the fourth quarter of 2012, reversing a crisis-years trend, according to Black Knight Financial Services’ December 2014 Mortgage Monitor released Monday.As of the end of October 2014, REO sales prices accounted for 71 percent of the corresponding loans’ defaulted UPBs, compared to 65 percent for short sales prices, largely due to home price appreciation, according to Black Knight. Third-party sales at foreclosure auctions beat out both REO and short sales, as they have historically, with an average gross sales price of 116 percent of UPB, according to Trey Barnes, Black Knight SVP of Loan Data Products.”Black Knight’s Resolution Module combines the industry’s largest loan-level and property records databases to identify millions of involuntary liquidations, allowing our clients to accurately benchmark, calculate and model future losses on underperforming mortgages,” Barnes said. “The most recent data shows that since Q4 2012, lenders have been recovering greater gross percentages of UPB through REO liquidations than through short sales; reversing a trend that held true throughout the housing market’s crisis years. Of course, REO sales have additional timelines and associated costs that impact total losses and are not accounted for in this analysis.”When separated by investor groups, Black Knight also found in its December Mortgage Monitor that REO sales prices on GSE loans had the highest percentage of corresponding loans’ outstanding UPB. Private loans sold at approximately 70 percent of UPB, while Federal Housing Administration/Veterans’ Administration loans averaged about 65 percent of UPB.”REO sales on GSE loans gross a significantly higher percentage of UPB than do FHA and private/portfolio loans,” Barnes said. “GSE loans are currently averaging 75 percent gross UPB recovery through REO, whereas FHA loans see just 65 percent. Portfolio and private loans land in the middle, with gross recovery of 70 percent of UPB.”The REO timelines for completing liquidation of GSE loans were shorter than for FHA or private/portfolio loans, taking about 11.5 months on average as of the end of October, according to Black Knight. Private/portfolio loans took an average of about 12.2 months to complete, while the average time to complete liquidation on FHA/VA loans averaged 14.6 months.”Given the additional carrying costs lenders face while holding REO properties, the longer timelines associated with FHA and private/portfolio loans can add up,” Barnes said.Also in the report, Black Knight found that out of the approximately 675,000 loans that rolled from current to 30 days past due in November, more than half (53 percent) returned to current status in December. Only 13 percent rolled into 60 day delinquency. About 32 percent of the loans remained 30 days past due, while 1 percent of them were paid in full.As reported in Black Knight’s First Look at Mortgage Data for December two weeks ago, the delinquency rate (number of loans 30 days or more overdue but not in foreclosure) dropped down to 5.64 percent, a decline of 7.21 month-over-month and 12.72 percent year-over-year. The number of delinquent residential properties nationwide as of the end of December was approximately 2.87 million, according to Black Knight.The monthly pre-payment rate, also known as the SMM (single month mortality) rate – usually a good indicator of refinance activity – jumped by 25 percent up to 1.15 percent in December, according to Black Knight. It was the largest monthly increase for the SMM rate since February 2009. Sign up for DS News Daily February 2, 2015 1,425 Views last_img read more

UK is a nation of serial time-wasters

first_imgUK is a nation of serial time-wastersOn 2 Dec 2003 in Personnel Today The UK is becoming a nation of serial time-wasters, with workers happilysmoking, chatting and e-mailing their way through the working day. A third of all working days have been found to be completely unproductivebecause so much time is wasted by staff, according to a new survey. The survey by the Human Resources Group found staff waste time throughextended lunches, surfing the web, gossiping with colleagues, sick leave, andtime off to let the gasman in. The findings show that three 10-minute cigarette breaks a day alone add upto 16 lost working days a year. Meanwhile, web-enabled employees are using their skills to fritter away theworking day, with recruitment consultants among the worst offenders. A separate poll of 1,000 workers found more than 62 per cent admitted usingthe internet for personal reasons, with almost a third browsing for no specificreason. The problem has become so serious that it now accounts for almost 35per cent of lost productivity in the office. Top 10 online time-wastersHours wasted per weekAd agency designers                 5 hoursInsurance brokers                     4.5 hoursSolicitors                                  4hoursAccountants                             4 hoursIT consultants                           3.5 hoursBanking employees                   3.5 hoursRecruitment consultants             3 hoursSales executives                        3 hoursJournalists                                 2.5hoursAdministrators                         2 hoursSource: Cyber Protect cyberskiving survey Previous Article Next Article Comments are closed. Related posts:No related photos.last_img read more