Tag: 杭州楼凤

No savings at 50? I’d follow Warren Buffett’s advice to get rich from UK shares

first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Harvey Jones Image source: Getty Images. Investing in UK shares is a great way to build the money you need to fund a comfortable retirement. Now could be a good time to buy them, as the FTSE 100 is still trading 20% lower due to the stock market crash.If you are 40 or 50 years old and have little or no retirement savings, you need to get cracking. This is a good opportunity to pick up top UK shares at bargain prices. If we get a second market crash, that could actually work in your favour by making them cheaper.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The world’s most successful investor, US billionaire Warren Buffett, has always urged investors to take advantage of moments like these. As he once said: “Widespread fear is your friend as an investor because it serves up bargain purchases.”I’d buy undervalued UK sharesRight now, many UK shares are trading at significantly reduced valuations. Some are very, very cheap, for example, in the travel and banking sector, which have been exposed to the full force of the pandemic. Be careful around these. The outlook remains risky.I wouldn’t take big chances right now, given that you can find solid FTSE 100 and FTSE 250 stocks trading at reduced valuations. Personally, I think the housebuilding sector is a good source of bargain UK shares. Pharmaceutical companies, such as AstraZeneca and GlaxoSmithKline, consumer goods specialists Unilever and Reckitt Benckiser Group, and spirits giant Diageo are all high on my watchlist.You could wait until economic conditions are more settled before buying, but the danger is you’ll miss those bargain prices. By delaying, you’ll also miss out on the dividend income paid by your chosen UK shares.Get rich and retire earlyBuffett is clear on the importance of taking your chances when they arise: “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.”I’d be looking for solid UK shares that have been sold off in the market crash. Then I’d aim to hold them for a minimum of five years but, ideally, far longer. That allows you to build the income you need to fund an enjoyable retirement.As Buffett put it: “We’re buying businesses to own for 20 or 30 years. We think the 20- and 30-year outlook is not changed by the coronavirus”If you are in your 40s and 50s, I wouldn’t hang around. You need to start saving right now. The good news is that there are plenty of bargains out there. That’s why I’d go shopping for bargain-priced UK shares today, rather than wait to see if they’re cheaper tomorrow.If the market does crash again, I know what I’d do. Buy more UK shares. Then sit back and wait for markets to recover, as history shows they always do in the end. It’s what Buffett’s been doing for decades. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Enter Your Email Address Simply click below to discover how you can take advantage of this. Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has recommended Diageo, GlaxoSmithKline, and Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. No savings at 50? I’d follow Warren Buffett’s advice to get rich from UK shares Harvey Jones | Wednesday, 14th October, 2020 I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

Microdonations from salary scheme introduced for workers

first_img  41 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 25 September 2013 | News Payroll giving specialists Workplace Giving UK is introducing a service that will enable UK employees to make regular microdonations from their monthly salary. The Big Charity Whip Round rounds down the participating employees’ net pay to the nearest pound, and the remaining pennies are donated direct to charity.If the payslip reports a monthly salary of £850.33, the employee would receive £850, with the 33p being donated to charity. The system ensures that no employee ever donates more than 99p per day.Peter O’Hara, Managing Director of Workplace Giving UK, is launching the scheme this week at Employee Benefits Live and the CIPP Conference. Advertisement He said: “Over the past 10 years we have been asked many times about “micro donation” schemes from pay and we are aware that others exist, however, our understanding is that the set up and ongoing costs of these can be prohibitive. We therefore wanted to come up with a simple, low cost solution which would deliver the most money to a company’s charity partner.”He added that companies trialling the system are reporting a 30% engagement rate amongst employees. “So a workforce of 5,000 could be raising in excess of £9,000 per year just from their odd net pennies” he said.Workplace Giving UK will pass on all donor details to the beneficiary charities to allow Gift Aid to be reclaimed and for charities to contact their supporters. Microdonations from salary scheme introduced for workers About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Miami Mayor and City Commissioner reaffirm commitment to immigrants

first_imgCity of Miami Mayor Tomas Regalado City of Miami Mayor Tomas Regalado and Commissioner Ken Russell says the City of Miami remains open and committed to immigrants and those seeking freedom, democracy and opportunity, from all over the world.At the same time, the Miami officials called on the Miami-Dade County Commission to re-affirm its commitment to protecting the county’s “most vulnerable populations, in particular undocumented immigrants.”Mayor Regalado and Commissioner Russell have indicated they will be working with the Cities for Citizenship initiative to provide space in the City where workshops will be conducted to help legal residents become citizens.“The City of Miami has a long-standing policy of treating all people that interact with our public officials and officers equitably, no matter that person’s immigration status,” Mayor Tomas Regalado said.Regalado emphasized the Miami Police Department has internal policies that require all persons that come into contact with city officers to be treated with respect and dignity regardless of their residency and citizenship situation. He also made it clear the Department does not release persons to federal immigration officials if a person is a crime victim, material witness, involved in a domestic matter, suspected of a minor offense, or seeking medical attention.Ken Russell…says immigrants including his own mother built Miami City“Immigrants from abroad, including my own mother, built this City,” Commissioner Russell said. “Miami is an immigrant City and we should embrace that identity. Policies that make people who are here for a better life fearful of our law enforcement is not only bad for them and dangerous to our officers, but also turns our back on basic American values.”“Fostering unity and respect for all our communities is vital to our City’s mission,” stated Commissioner Russell. ” While a large portion of our City’s residents were born elsewhere, our common future vision of a thriving Miami is what keeps us united. No law, statute, ordinance, executive order, policy, memorandum or edict should be allowed to divide us.”Mayor Regalado and Commissioner Russell are hopeful their statements, and their partnership with Cities for Citizenship, will help to alleviate some of the negative rhetoric about immigrants that is currently circulating.Florida has the third largest immigrant population in the nation, with 3.8 million immigrants calling the Sunshine State home. About 830,000 of these immigrants are legal permanent residents eligible for citizenship. Some 494,000 of these residents live in Miami-Dade, representing 19 percent of the County’s population. Unfortunately, more than half of these have not pursued citizenship due to communication barriers and limited financial resources to pay the $725 application fee, and possible attorneys’ fees. Others simply do not feel motivated to bother with the complex and oftentimes intimidating process of applying for citizenshiplast_img read more

Ozone level poses risk to women

first_imgSANTA CLARITA – Women exposed to high levels of ozone are at risk of giving birth to babies who are significantly underweight, researchers at the USC Keck School of Medicine said Monday. The news is especially significant in Santa Clarita, one of the worst spots in the nation for ozone, an invisible pollutant that gets trapped by the surrounding mountains and cooks in the summer heat. High levels of ozone can put babies at risk for intrauterine growth retardation, the researchers said. These babies are typically born in the 15th percentile for their expected size. “These findings add further evidence that our ozone standards are not protecting the most vulnerable members of the population,” said Frank D. Gilliland, the study’s senior author. AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREBlues bury Kings early with four first-period goals From Jan. 1 to Aug. 10, the Santa Clarita Valley recorded 42 days of ozone levels that exceeded federal standards, compared with 36 in the same period last year. In 2003, 48 days exceeding standards were tallied in that time. Researchers found that an increase of 12 parts per billion in ozone levels can result in a tenth-of-a-pound drop in birth weight. Women in their second and third trimesters are more susceptible to air pollution. Every 17 parts per billion increase in daily ozone levels during a woman’s third trimester increases the risk of intrauterine growth retardation by 20 percent. Ground level ozone is created through tailpipe exhaust, gasoline vapors, industrial emissions and chemical solvents. The gas reduces hemoglobin’s ability to carry oxygen to parts of the body, thus affecting a fetus. “Fetal growth and birth weight are strongly linked to morbidity and mortality during childhood and adulthood, so it’s clear that air quality is important to everyone’s healthy development,” Gilliland said. Researchers studied the gestational age, birth weight and birth place of 3,901 children born in California between 1975 and 1987. The children were all a part of the Children’s Health Study, which monitors levels of major pollutants in Southern California communities. FOR MORE INFO: The report can be found in the electronic journal Environmental Health Perspectives at http://ehp.niehs.nih.gov.160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

Champions League: Liverpool hosts Napoli with Round of 16 at stake

first_imgNapoli won the first leg 1-0 in Italy. (PHOTO/Courtesy)Zenit vs LyonSaint-Petersburg Stadium, Saint PetersburgWessday, 27-11-2019 @8:55pmReferee: Daniel Orsato (Ita)Dayot Upamecano is doubtful for the match due to an ankle injury, while Stefan Ilsanker is ineligible to feature in the Champions League. Chelsea loanee Christian Ampadu is set to start, with the German duo of Lukas Klostermann and Marcel Halstenberg starting in the full-back positions.Bruno Lage has some injury woes as the Portuguese tactician will miss star forward Haris Seferovic owing to a calf injury.Benfica have lost all of their last five matches in Germany in European competitions (one in the Europa League and four in the Champions League), with the last win coming way back in 2013 against Bayer Leverkusen. This is only the second meeting between RB Leipzig and SL Benfica, the first being the reverse fixture, wherein Leipzig were 2-1 winners, with Timo Werner scored a brace. Leipzig have locked horns with Portuguese opposition three times, winning two of those games (L1). Should they win, it will be the first instance that Leipzig would have won three consecutive games in European competitions. If Leipzig beat Benfica, the Eagles will become only the second team to register more than one defeat against Die Roten Bullen in European competitions, apart from Zenit St. Petersburg (3 losses).Valencia vs ChelseaEstadio Mestalla, ValenciaWedsday, 27-11-2019 @8:55pmReferee: Felix Zwayer (Ger)Callum Hudson-Odoi will miss Chelsea’s Champions League on Wednesday. Hudson-Odoi picked up a minor hamstring injury on England duty, and Chelsea boss Frank Lampard hopes he will be ready to feature in Saturday’s Premier League battle against West Ham. Antonio Rudiger remains sidelined but is closing in on a return from a long-term pelvic problem, while Ross Barkley did not travel to Spain.Valencia may opt for Kevin Gameiro up front, but Denis Cheryshev’s return from injury may have come too late for this clash.Valencia have won just one of their seven UEFA Champions League matches against Chelsea (W1 D3 L3), winning 1-0 at Stamford Bridge on MD1 of this season’s competition. In all European competition, Valencia have faced nine English teams in home matches, registering a win over seven of them (Arsenal, Leeds United, Liverpool, Man City, Man Utd, Nottingham Forest and Stoke City), failing against only two opponents – Chelsea (three games) and West Bromwich Albion (one game). Chelsea have lost just one of their last 11 away UEFA Champions League matches in Spain (W3 D7 L1), though it came in their most recent visit in March 2018, a 3-0 reverse at Barcelona in the Last 16. Chelsea are looking to record three consecutive away UEFA Champions League victories for the first time since winning five in a row during the 2003-04 campaign. Valencia are one of five teams yet to score in the first half of a UEFA Champions League game this season, with all six of their goals coming in the second half.Liverpool vs NapoliAnfield Stadium, LiverpoolWednesday, 27-11-2019 @11pmReferee: Carlos del Cerro (Spa)Liverpool manager Jurgen Klopp provided some positive news regarding the fitness of Joel Matip, revealing at his press conference that the Cameroon centre-back is closing in on a return following a knee injury. Xherdan Shaqiri could be included in the squad having now recovered from a calf problem, while Andrew Robertson has not suffered any recurrence of an ankle injury after playing 90 minutes of the 2-1 win over Crystal Palace.Napoli could be without Arkadiusz Milik and Lorenzo Insigne due to stomach and elbow problems respectively, while Kevin Malcuit is a long-term absentee due to ligament damage.Liverpool have won both of their home European games against Napoli, winning 3-1 in the 2010/11 UEFA Europa League and 1-0 in last season’s UEFA Champions League. In all European competition, this will be Napoli’s 10th away match in England – they’ve won none of their previous nine (W0 D1 L8), facing six different English teams in that time (Arsenal, Burnley, Chelsea, Leeds United, Liverpool and Man City). Since losing 2-0 to Napoli on MD1, Liverpool have won each of their last three UEFA Champions League games – the Reds haven’t won four consecutively since March 2009. Napoli’s José Callejón created 11 chances in their 1-1 draw with FC Red Bull Salzburg on MD4 – the most by a player in a UEFA Champions League match since Mesut Özil created 12 for Real Madrid against Tottenham in April 2011. Liverpool’s Alex Oxlade-Chamberlain has scored in his last two UEFA Champions League appearances – the only Englishman to score in three in a row for the Reds is Steven Gerrard (five in a row in 2007-08). Napoli manager Carlo Ancelotti was the last manager to win an away UEFA Champions League match at Anfield against Liverpool, leading Real Madrid to a 3-0 win in October 2014. No manager has won more away Champions League games in England than Ancelotti (3 – level with José Mourinho and Massimiliano Allegri). Liverpool manager Jürgen Klopp has lost three UEFA Champions League games against Napoli boss Carlo Ancelotti, his joint-most against an opposing manager along with Arsène Wenger. However, Klopp has won both home games against Ancelotti (Borussia Dortmund 2-0 Real Madrid in 2014 and Liverpool 1-0 Napoli in 2018). This is Napoli’s 82nd away match in major UEFA European competition – they’ve only managed consecutive away victories once, winning three in a row in November 2015 in the Europa League.Genk vs SalzburgLuminus Arena, GenkWednesday, 27-11-2019 @11pmReferee: Mattias Gestranius (Gre)Genk haven’t set the world alight in the Champions League this season, picking up just one point in what has been a very tough group for the Belgians. They’ve scored four goals, which hasn’t been a bad return for them but their defensive fragility has been clear to see with 12 goals conceded in just four games. There aren’t many positives for the side but they are still able to qualify for the Europa League; a win here is imperative.Red Bull Salzburg have been the surprise package in the Champions League so far this season, with the Austrians scoring 12 goals in their four games and the emergence of Erling Haaland as a leading striker meaning they can still qualify for the knockout stages. At the very least, they should be playing in the Europa League after Christmas.They’ve scored twice as many goals as Napoli, the team currently sitting second in the group, but have conceded three times as many goals. That’s the real problem stopping them from being a true force in the group. Their games see an average of 5.5 goals in the Champions League and they’ll be keen to give their fans plenty to cheer about again in matchweek 5.This game should see Salzburg assert their dominance again and head into the final group game with a real fighting chance of qualification.RB Leipzig vs BenficaRed Bull Arena, LeipzigWednesday, 27-11-2019 @11pmReferee: Jesus Gil (Spa)Red Bull Leipzig have enjoyed a good Champions League campaign this year with just a 2-0 loss to Lyon in matchweek two being the only blemish. They’ve won their other three games and are on the brink of qualification with just a point needed in this game to assure them a place in the round of 16.Group G hasn’t been the highest scoring, with an average of 2.87 goals per game, and this remains the case in Leipzig’s games; the Germans’ matches averaging exactly 2.5 goals. Each of their games have finished 2-0 or 2-1 so far and they’ll probably be looking for another tight game, without much to pick from between the two sides.Despite having obvious talent, Benfica haven’t had a good time in the Champions League with just one win and, although they can still qualify from Group G, they need to win both their final games to stand a chance. Qualification to the Europa League looks a lot more likely.Their final group game against Zenit looks like it could be a decider for who enters Europe’s second competition at the round of 32.Both sides will be looking to find the net in this game as they chase down their respective goals for the campaign and this should lead to an open game.Barcelona vs DortmundEstadio Camp Nou, BarcelonaWednesday, 27-10-2019 @11pmReferee: Clement Terpin (Fra)Gerard Pique is suspended for Barcelona while both Nelson Semedo and Jordi Alba have been suspended.Lucien Favre could ring in the changes after deploying a ‘B’ team in the draw with Paderborn on Friday. Manuel Akanji is likely to return to the backline, at the expense of Julian Weigl. The Swiss international was excellent in the reverse fixture and will once look to build a solid foundation at the back alongside Mats Hummels. Thomas Delany has been ruled out for a year so Julien Weigl will deputise for him.Barcelona have never lost against Borussia Dortmund in a European match – they have avoided defeat in three previous meetings. Borussia Dortmund’s only previous away European match at Camp Nou was in January 1998, in the first leg of the European Supercup final – they lost 2-0. Barcelona have won 13 of their 15 home Champions League matches against German opponents – their two defeats have both been against FC Bayern Munich. Dortmund won their first away Champions League match in Spain in October 1996, winning 1-0 at Atletico Madrid. Since then, they’ve drawn three and lost six of their nine visits. Barcelona’s 0-0 draw with Slavia Prague on MD4 was only the 11th time in 124 home Champions League matches they’ve failed to score – they have never failed to do so in back to back home matches in the competition.Slavia Praha vs Inter MilanSinobo Stadium, PrahaWednesday, 27-11-2019 @11pmReferee: Szymon Marciniak (Pol)Wednesday’s trip to Slavia Prague is a must-win game for Inter Milan. The visitors are three points shy of Borussia Dortmund in their Champions League group, but the Italians have the crucial head-to-head advantage following their double header. Now Inter need to match Borussia’s win in the Czech Republic and hope Barcelona can do them a favour elsewhere.The hosts are bottom of Group F, but things could have turned out very differently had they held on to their lead in San Siro in the opening round of matches. Slavia have failed to win since, but they have proved to be a test for every side in the group so far. Will they push the Nerazzurri in their final home match of the group stage?Inter come here fresh from yet another Serie A victory, with the visitors still chasing down Juventus. They remain a point shy of the Old Lady as we head towards the winter break. While domestic affairs remain their main concern, Inter will look at this group with two games to go and see an opportunity. They can take it down to the final game should they claim a victory in Prague this week.The good news for Inter is away form has been pretty solid for them this season. They’ve won every Serie A away day, while they’ve scored twice or more in each of their seven away league wins this season. Across those seven, Inter have scored 18 goals, including three at Torino at the weekend. They are aiming to improve on their consecutive away defeats in this group, but Inter can be confident after scoring twice home and away to Dortmund in their previous two in Europe.The visitors are backed up by in-form forward Lautaro Martínez. He has scored in his last three Uefa Champions League appearances for Inter – he could become the fifth Argentinian to score in four consecutively, after Hernan Crespo (2002), Lionel Messi (six occasions), Sergio Agüero (2019) and Ezequiel Lavezzi (2013). Meanwhile, Romelu Lukaku scored his 10th goal in 11 matches for club and country at the weekend.With Inter in scoring form, Slavia should be worried.Lille vs AjaxStadio Pierre Mauroy, Villanuava d’AscqWednesday, 27-11-2019 @11pmReferee: Felix Brych (Ger)Lille have had a really poor Champions League campaign, picking up a solitary point, and being unable to qualify for the knockout stages. Even their passage to the Europa League looks incredibly unlikely with the side needing to win their final two games, needing at least one other side in the group to lose both of their games and overturn a 7 goal deficit.It doesn’t look likely that Lille will be in continental competition after Christmas.The French side have certainly had chances, averaging 4.5 shots on target per match but they’ve only scored three and have, defensively, been awful with 10 goals conceded in four matches. There isn’t much confidence within the side and without much to play for it’s hard to see how Lille can come out of the game with a positive result.Ajax, on the other hand, have had a great campaign so far, at least in front of goal. They’ve had 3-0 wins over both Lille and Valencia and their 4-4 draw with Chelsea in the last matchweek showcased both their attacking prowess and defensive frailties. The goals they have scored have put them top of the group but their qualification is by no means assured with both Chelsea and Valencia sitting on 7 points with the Dutch champions.Comments Tags: barcelonaChelseaChmapions LeagueDortmundInter MilanliverpoolLyonnapoliRB LeipzigRB SalzburgSlavia PrahaValenciaZenitlast_img read more

Live updates: Warriors vs. Blazers, Thursday at 7:30 p.m.

first_imgClick here if you’re unable to view the gallery on your mobile device. Join us for live news and analysis Thursday at 7:30 p.m. when the Warriors face Oakland’s Damian Lillard and the Trail Blazers at Oracle.The Warriors are looking to atone for a rough Christmas night performance against the Lakers when they were humbled in a 127-101 loss. Golden State (23-12) is hoping things go as well against Portland (19-15) as they did last month when the Warriors rolled to a 125-97 victory …last_img

The Art of Translating Darwinese

first_img(Visited 303 times, 1 visits today)FacebookTwitterPinterestSave分享0 Translating Darwinese primarily involves taking out the assumptions and assertions and seeing if anything is left.If, like the late Phillip Johnson argued, Darwinian evolution is naturalistic philosophy masquerading as science, then it follows that Darwinian ‘science’ is fake science. It may include some tangible objects, like fossils or genes, but it will be wrapped in rhetoric intended to promote naturalism. Consequently, a perceptive reader needs to learn how to translate Darwinese. The mystical language of Darwinese makes it seem as if observational data supports evolution, when it’s really the other way around; naturalism colors the data. A successful Darwinese translator is always focusing on the actual evidence. One must filter out the assumptions and assertions to see what the data are actually indicating. Here we teach by example.Before starting, one must vaccinate oneself against bluffing, intimidation and irrelevant details. A Darwinese article, for instance, is often dressed up with attractive photos, clean website designs, pictures of smiling Darwinists, and artwork supporting the evolutionary narrative. All of that must be ignored. It has nothing to do with the science. It is irrelevant. The Darwinese translator must keep a laser-sharp focus on the evidence.Stick to the EvidenceWas early stick insect evolution triggered by birds and mammals? (University of Göttingen). Most of the first paragraph of this press release simply states observable evidence. Then the writer inserts the word “phylogeny” — an evolutionary word to watch out for.Stick and leaf insects are a diverse and strikingly bizarre group of insects with a world-wide distribution, which are more common in tropical and subtropical areas. They are famous for their impressively large body size, compared to other insects, and their remarkable ability to camouflage themselves as twigs, leaves or bark in order to hide from potential predators. A team of international researchers led by the University of Göttingen has now generated the first phylogenomic tree of these insects.For animals below the rank of family, Michael Behe shows in his book Darwin Devolves, one can expect variability in genera and species. Many creationists accept this view as well. The stick insects belong to Phasmatodea, an order, the taxon above the level of family. So if the writer is trying to link all the families within Phasmatodea into a tree of common descent, the translator needs to be on guard. Does the evidence support it? The research team at University of Gottingen examined 2,000 genes for 38 species of globally-distributed stick insects. Watch what happened:The most surprising finding is that the relationships between the early emerging groups of stick and leaf insects largely disprove the earlier assumptions. In fact, the genealogy reflects more the geographic distribution than the anatomical similarity of the animals. The authors revealed a New World lineage of purely North and South American species and a group of Old World origin that comprises species from Africa to New Zealand.In short, there was no clear phylogenetic picture. The genes looked similar, but the animals did not. When new evolutionary stories disprove old evolutionary stories, probably both stories are wrong. Next, the team ramps up the perhapsimaybecouldness index to visualize moyboy ages:The age estimation of the phylogenetic tree suggests that most of the old lineages emerged after the dinosaurs became extinct 66 million years ago. Thus, the remarkable camouflage of stick and leaf insects most probably evolved afterwards as adaptation against predatory mammals and birds.We have an emergence-y. The team just leaped into fantasyland, saying these remarkable animals “emerged” somehow long, long ago. Do they have fossil evidence for this? No; stick insect fossils are rare. This is pure Darwinian speculation.To translate the article into science, the translator must filter out the Darwinese. The result should include the first paragraph up to the sentence about predators, and stop. It might mention the 2,000 genes of 38 species examined, and tabulate the similarities and differences, but leave it there. Science has no tolerance for “emergence” and speculations about what “might” have happened over millions of Darwin Years.Spitting for DarwinA secret in saliva: Food and germs helped humans evolve into unique member of great apes (University of Buffalo). The proposition needing translation from Darwinese goes like this:Two million years of eating meat and cooked food may have helped humans shift further from other great apes on the evolutionary tree. The evidence is in our saliva, according to new research from the University at Buffalo.After putting this press release through the Darwinese translator, there won’t be much left but a bucket of warm spit. These Darwinians are trying to buffalo readers into thinking you can use divination on saliva from apes and humans and perceive a story of evolution, visualizing humans losing their hair and learning to cook.Human saliva is unique in that it is waterier and contains a different mix of proteins. The findings came as a big surprise to the researchers, since humans are known to be genetically close relatives of the great apes, chimpanzees and gorillas.The evolutionary story is lubricated with perhapses and maybes, ending with futureware: “The study’s findings provide a necessary basis for future studies to assess whether the differences in human salivary proteins were caused by natural selection.” In other words, they don’t even know that natural selection had anything to do with spit. It’s illogical to think it might have anyway; the Stuff Happens Law doesn’t ’cause’ anything.The only evidence that can be salvaged from this article involves design in our salivary glands and the complex proteins that help us digest our food. After translation from Darwinese into science, therefore, the article will be very short.Darwinizing DarwinismAn evolution in the understanding of evolution (University of Virginia Engineering). The heroine of this article thinks that evolution needs evolution itself, in order to be understood. Kristen Naegle spent a lot of time running divination studies on proteins to praise Darwin, but all for naught. After running her work through the Darwinese translator, there would be precious little left. She and her student Roman Sloutsky try to impress readers with their wizardry. Such divination is not for laymen, she says. In order to justify the exercise, she tries to convince the peasants that it could cure cancer.Reconstructing evolutionary branches is tricky, especially when many species share a similar type of protein that might have evolved to perform somewhat different functions. Mathematically, the problem quickly becomes very big, but discovering the implications of this protein evolution could lead to a better understanding of how our bodies deal with cancer and other diseases.First of all, she incorrectly thinks that proteins, those amazingly sophisticated and sequence-specific molecular machines, are products of evolution. That’s a show stopper right there. Second, it’s a pipe dream to think that Darwinism is going to help understand or cure cancer. A Darwinist believes that cancer is one of those things that just happens. Third, the work leaves nothing accomplished for Darwin worship. It’s all futureware.Naegle made one statement that could be a redeeming feature, and worth saving in the translated article. “Most models of protein evolution in use today are probably wrong,” she said.Including hers.With a little practice, you, too, could become a skilled Darwinese translator.last_img read more

South Africa’s competitive advantage in the developing world

first_imgDurban harbour is one of the 10 largest in the world. South Africa’s World Bank ranking for trading across borders has jumped by 29 positions, due to the roll-out of government policy that addresses the need to decrease the time, cost, and red tape companies have to deal with to get products to port and shipped to international markets. (Image: Brand South Africa) • Manusha Pillai Communications Manager Brand South Africa+27 11 483 0122 [email protected] • Zuma urges Team SA to sell South Africa at Davos• WEF Davos 2014: Keeping up with a fast-changing world  • Watch: Davos 2014 pre-meeting press conference• Cape to Cairo trade agreement to open up African borders • Watch: The South African Competitiveness ForumMiller Matola, CEO of Brand South AfricaWhen the United Nations Development Programme (UNDP) published its Human Development Report in 2013, it contained powerful insights about the increasingly important role developing countries, such as South Africa and Brazil, are playing in the 21st century.The UNDP indicates that the South (developing nations and emerging markets) currently produces half the world’s economic output. To further illustrate the significant shift in the global economic balance of power, the UNDP argues that the combined GDP of eight developing countries – Argentina, Brazil, China, India, Indonesia, Mexico, South Africa and Turkey – equals the GDP of the United States. This implies for the UNDP that countries such as Brazil, South Africa, India and China have become major drivers of the global economy and thus forces for change in the developing world.South Africa is becoming an economic force to be reckoned with in this rapidly changing global economic and, by implication, geopolitical environment, mainly due to the long-term socioeconomic vision and the associated policy-making of its government. Its successes, in terms of its global perception and rankings in key influential indices – such as the World Economic Forum Global Competitiveness Report, the World Bank Ease of Doing Business Index, the World Economic Forum Travel and Tourism Index – could set a benchmark for other emerging countries to follow.What emerges is a pattern of country performance indicating that South Africa matches and outperforms other peer developing countries in critical areas of national competency. These are important indicators to utilise in the process of positioning South Africa as a reliable trade partner, and attractive investment destination.This continuing improvement in performance on the global stage is attributable to strong and highly focused government policies that support the country’s global and regional growth aspirations. As South Africa heads for 20 years of democracy, the country occupies an increasingly strong position globally, as a developing nation, in the early 21st century.The many global economic indicators used to assess the strength of nation brands highlight that South Africa has unique competitive strengths in the context of the developing world, and these are being leveraged to good effect to enhance the country’s standing in the global marketplace. This can be seen in the broader context of South Africa’s inclusion into the Brics grouping of nations, and the country’s competitiveness compared to other developing nations.Ease of doing businessThe most recent World Economic Forum’s Global Competitiveness Index ranks the country’s financial services sector, banks and stock exchange as the top global performers, while the country places 15th globally for the quality of its air transport infrastructure.Furthermore, South Africa, if compared to the other Brics nations, comes first in five of the 10 criteria the World Bank uses to assess ease of doing business: starting a business, dealing with construction permits, getting credit, protecting investors, and paying taxes. This means that South Africa offers protection to foreign direct investments, and is certainly a business-friendly environment wherein new trade, investment, and related economic interactions can be fostered.The South African government’s commitment to creating an environment that makes it easy for companies to do business in the country has been recognised in the latest edition of the World Bank’s East of Doing Business Index (DBI), published in 2013. South Africa now ranks first among the Brics nations in six critical DBI criteria. The country can therefore make a strong business case to attract trade partners, investment, and clients from fellow Brics members. As a nation that offers several competitive advantages, an open business environment is an important feature to utilise as a selling point for South Africa as a business destination. New government policies introduced now make starting a business in the country easier than ever, by implementing new company law that eliminates the requirement to reserve a company name and simplifies the incorporation documents. South Africa has also made transferring property less costly and more efficient by reducing the transfer duty and introducing electronic filing.In addition, a new reorganisation process has been introduced to facilitate the rehabilitation of financially distressed companies. South Africa has also improved its performance on the trading across borders rank. In the same World Bank Index, South Africa has significantly improved its rankings (by 29 positions), due to the roll-out of government policy that addresses the need to decrease the time, cost, and red tape companies have to deal with to get products to port and shipped to international markets.Travel and tourismSouth Africa is also praised for its government policies, rules and regulations relating to travel and tourism, and their conduciveness to the sector’s development. The country now ranks 29th out of 140 countries globally in the World Economic Forum’s Travel and Tourism Index, indicating that it has been making steady improvements in this area over the past few assessments.South Africa ranks third in the Sub-Saharan Africa region after Seychelles (first) and Mauritius (second). Important findings from WEF indicate South Africa comes in high at 17th place for its natural resources, and 58th for cultural resources. This, according to WEF, is due primarily to the country’s many World Heritage sites, rich fauna, creative industries, and the many international fairs and exhibitions hosted. The latter can be interpreted as a strong selling point for the country, with communications implications. A further positive finding WEF indicates is that South Africa’s infrastructure is well developed for the region, directly supporting the growth of the travel and tourism trade, with air transport infrastructure ranked 43rd, and a particularly good assessment of railroad quality (46th) and road quality (42nd).The golden thread that ties together and underpins all of these world ranking achievements for South Africa is the strength and innovative nature of its government policies, from the National Development Plan to the National Infrastructure Plan. Such strong government policy making and implementation sends a clear message to the world that South Africa is open for business and is a destination of choice for investment, based on solid and trusted fundamentals. This is a strategic, best practice approach that could be replicated for the benefit of fellow emerging market countries around the world.last_img read more

South African classic The Suit made into a short film

first_img18 May 2016SA: @AtandwaKani stars alongside his father, John Kani in the upcoming locally produced movie ‘The Suit’ #Dstv872 pic.twitter.com/kIs7TA84kL— TransAfricaRadio (@TransAfrica872) March 9, 2016The short film version of Can Themba’s classic South African story, The Suit, has been written for screen and directed by fledgling filmmaker Jarryd Coetsee. The film stars Atandwa Kani, son of South African acting legend John Kani, in the lead role of Philemon.The story, set in 1950s apartheid South Africa, deals with the consequences of an extramarital affair gone wrong, but the metaphor acts as a more substantial comment on the brutal effects of the forced removals of the time. The story was banned by the National Party government when it was first published, but has since become a standard in high school set work curriculums; it has also been adapted for stage.Themba was a journalist for Drum magazine and an apartheid dissident. He died in exile in 1968.About his debut film, Coetsee, who first read the novel as a set work at school, told the South African Sunday Times newspaper that the story was still important. Its themes of personal space and humiliation offered a more emotional understanding today of the profound trauma experienced by millions of South Africans during apartheid.In the story, Philemon discovers a suit left by the lover of his wife, Matilda. He proceeds to use the suit to torment and humiliate her.“Oppression is cyclical and it affects personal relationships in a destructive way,” said Coetsee. “I can think of no time in our history when it has been more urgent to heed Themba’s cautionary tale because we are now at great risk of oppressive forces derailing our progress.”Watch the trailer belowThe Suit also stars Phuti Nakene as Matilda and John Kani in a small, supporting role.The film has been selected for the Zanzibar and Durban film festivals, with Coetsee and Kani hoping that word of mouth and some critical success might lead to it being shown at other international short film festivals over the next year.While it might only be in short-film format, no expense has been spared in recreating the era, offering a visual quality worthy of any feature-length production, thanks to Coetsee and his team at Mandala Films.He hopes that success for The Suit will spur on more short film narratives that will celebrate local stories, both old and new.Source: Times Livelast_img read more

Using Total Effective Length in Duct Design

first_imgRELATED ARTICLESThe Fundamentals of Rigid Duct DesignThe Two Main Reasons Your Ducts Don’t Move Enough AirAll About Furnaces and Duct SystemsSaving Energy With Manual J and Manual DKeeping Ducts IndoorsReturn-Air ProblemsSealing DuctsDuct Leakage Testing Today I’m going to explain an important concept in one of the most popular ways of doing duct design. I’ve been writing a series on duct design over at my blog and began with a look at the basic physics of air moving through ducts. The short version is that friction and turbulence in ducts results in pressure drops. Then in part 2 I covered available static pressure. The blower gives us a pressure rise. The duct system is a series of pressure drops.We can divide the pressure drops into two categories: those resulting from the ducts and fittings and those resulting from all of the components that aren’t ducts and fittings (e.g., registers, grilles, filters…). When we subtract the non-duct/fitting pressure drops from the rated pressure rise (total external static pressure) of the blower, we get the available static pressure. That’s the total pressure drop we have available for the ducts and fittings and is what sets our duct pressure budget.What we want to get out of this in the end is the proper duct and fitting sizes. We have a certain amount of available static pressure to use up. If our ducts are too small, we can end up with either too little air flow in the case of a fixed-speed blower (PSC, which stands for permanent split capacitor), or we get the air flow but use too much energy with a variable-speed blower (ECM, which stands for electronically-commutated motor). The first step in finding the proper duct and fitting sizes is to find the total effective length (often called equivalent length), the topic of today’s article. What is effective length?Length is length, right? Why do we need something else called effective length? The answer lies in fittings, those duct components that allow you to take air out of a trunkline, split a single duct into two runs, turn the air, and more.For straight duct sections, pressure drop depends only on the length. Well, that’s the idea anyway. If we use flex duct and don’t pull it tight, the pressure drop will be greater than if it were pulled tight. Texas A&M did a study on the effect of flex duct not pulled tight and the results are astounding. In my article on this research, I showed from their results that a 6″ duct moving 110 cfm when pulled tight will move only about 70 cfm with 4% linear (longitudinal) compression and about 40 cfm or less at 15% compression. (I’ll write more about the effect of different duct types in the HVAC design process later in this series.)For our purposes here, I’m going to assume that the ducts we’re using are either rigid metal or flex pulled tight. ASHRAE now has a duct calculator with options for 4%, 15%, and 30% longitudinal compression, but that’s not for use in designing duct systems. It’s to show how bad existing systems are if the flex isn’t pulled tight or to scare installers into pulling it tight.So, we’ve got straight sections of duct with their pressure drops depending on the actual length. And then we’ve got fittings. Each fitting — whether it’s splitting the air flow, reducing the duct size, or turning the air — will cause a pressure drop. In the duct design process, however, it’s more convenient to categorize these pressure drops by the length of straight duct run that would create the same pressure drop. And that, my friend, is the definition of equivalent length.But wait, you say! You were talking about effective length and now you’re talking about equivalent length. What’s going on here? ACCA’s Manual D uses both terms, although without clearly distinguishing them. From the context, though, here’s what I’ve surmised: The effective length is the combination of actual lengths of straight duct and equivalent lengths of fittings. Most people use the term equivalent length for both, though.Adding up all the lengths and equivalent lengthsBefore sizing a duct system, we have to lay out all the ducts. Below you can see an example of one we did recently. It shows the duct layout with all vents, fittings, air flows, and duct sizes. To find those duct sizes, the software we use (RightSuite Universal) calculates the effective length of the most restrictive run. From the return grille to the supply register in that run, it adds the lengths of the straight runs and the equivalent lengths of all the fittings.Each fitting we choose has an effect on the pressure drop and total effective length (TEL). We can look them up in tables, like the one below showing equivalent lengths for various elbows.The main variables we have to work with for this fitting type are:Radius of the turn (R)Diameter of the duct (D)Number of piecesRound or ovalWhen we choose fittings, we pick them based on what’s commonly available at HVAC supply houses. We also go a little conservative here because we’re doing third party HVAC design and don’t have control over the installation. For example, most of the elbows used in actual duct systems have 4 or 5 pieces. We often choose a 3 piece elbow in our design, though, because it gives us a little slack in the design. If the installer uses the 4 or 5 piece elbow instead, with 5 feet less equivalent length, the actual duct system will be less restrictive than the designed duct system, at least in that part.The total effective length (TEL) is the sum of all those fitting equivalent lengths plus the lengths of straight duct. If you’re doing it by hand, you have to go through the process for every single duct run. Then you choose the one that has the greatest total effective length. You do NOT use the sum of all the ducts and fittings.The last image below is a screenshot from RightSuite Universal showing the total effective length in one of our designs. The lengths of straight sections of duct add up to 36 feet for the supply side and 13 feet for the return side. The fittings add up to 290 feet and 85 feet respectively. This is typical. Fittings dominate when it comes to using up the available static pressure, so you have to choose them carefully. Just take a look at that table of elbows above. If you choose well, you can be at 10 or 20 feet of equivalent length. If you choose that smooth mitered elbow, however, you end up with 75 feet.The next stepOnce you lay out your ducts and choose your fittings, you have a total effective length. But here’s a little caveat: Those equivalent lengths for fittings depend on the velocity of the air, too, and it’s not a linear relationship. There are corrections for that effect, which, as far as I know, aren’t currently built into the software.To summarize:The blower creates a pressure rise to move air through the ducts.It’s rated for a certain amount of air flow at a specific total external static pressure.The ducts, fittings, and other components cause pressure drops.Subtracting the pressure drops for all the things that aren’t ducts or fittings from the total external static pressure yields the available static pressure.The available static pressure is the pressure drop budget you have to work with when designing the ducts.Each fitting has an equivalent length that equates its pressure drop to an equivalent amount of straight duct.When you add up the equivalent lengths of all the fittings and then add that number to the length of the straight sections in the most restrictive runs in the return and supply ducts, you find the total effective length (TEL).The next step in designing a duct system would be to take your available static pressure and figure out what friction rate you have to work with in sizing the ducts. Allison Bailes of Decatur, Georgia, is a speaker, writer, building science consultant, and the author of the Energy Vanguard Blog. You can follow him on Twitter at @EnergyVanguard.last_img read more