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McBride hit by rising costs

first_img Share McBride hit by rising costs A second wave of commodity price increases and a deteriorating British grocery market will hit profits at cleaning products maker McBride, it said yesterday. McBride, Europe’s biggest maker of own-brand household cleaning products for retailers, said a surge in the price of plastics and vegetable oils in recent weeks could add around £7m to its costs in the second half of its fiscal year, after an £8m hit in the first half.“In recent weeks, we’ve seen a second wave coming … an additional raw material spike which we will have to deal with,” said chief executive Chris Bull. Show Comments ▼ More From Our Partners Brave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.com Tuesday 8 February 2011 8:34 pm Tags: NULLcenter_img by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodayMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItWanderoamIdentical Twins Marry Identical Twins – But Then The Doctor Says, “STOP”WanderoamBetterBe20 Stunning Female AthletesBetterBe KCS-content whatsapp whatsapplast_img read more

The igaming industry’s 2019 predictions: part one

first_imgOPERATORS AND SUPPLIERSHenrik Tjärnström, CEO, Kindred Joe Saumarez Smith, chairman, Bede Gaming Irina Cornides, CMO, Jackpotjoy Nick Garner, founder, Oshi.ioWhat were the defining developments or events of 2018? Henrik Tjärnström: For Kindred the key events for 2018 include stepping into the US market and re-regulation in Sweden. These are, of course, completely different challenges for us as a company but we are glad to see a general trend for more markets adopting local licence models and thereby increasing the level of market control. For the industry as such, I would point to the World Cup in the summer, which once again saw record-breaking activity and engagement for sports betting.Joe Saumarez Smith: The two themes that dominated the industry in 2018 were increased regulatory pressure and a further shift in public perception of gambling. This was especially marked in the UK but it applies in many countries. Operators spent a large part of the year making sure they were 100% compliant with the Gambling Commission’s tougher stance on responsible gaming, source of funds, KYC and other consumer protections, which meant their suppliers did so too. Regulators around the world are increasingly taking their lead from the Gambling Commission, as we can see, for example, in the new Swedish regulations.Irina Cornides: Sweeping regulation roll-outs and reform dominated boardrooms this year. To name but a few examples, the US repealing PASPA, new bonus regulation and proposed tax increases in the UK, Italy banning advertising and raising taxes, Spain lowering taxes and extending new licences, and Sweden moving to fully regulate. Some key focuses for us were adapting to the new regulatory landscape in the UK, ensuring that we are at the forefront of player protection and taking advantage of new licensing opportunities in other markets, such as Sweden.Nick Garner: As a crypto casino person, it was the fall of bitcoin values; all that price volatility scared away a lot of customers. Fortunately, after April 2018 bitcoin stabilised enough for crypto players to come back.How do you see these continuing to shape the igaming space in 2019? HT: The re-regulation trend will continue to raise the barriers for the industry and I’m expecting to see more consolidation across markets. We have already seen movements in this direction and 2019 will see a lot of operators struggling to manage the increased burden of regulation. For larger operators like Kindred this will not be a major issue and we are, of course, prepared to fill any void.JSS: Gambling liberalisation and crackdowns historically go in cycles and I fear that 2019 will be more of the same. The industry is on the back foot and there are still some substantial fines and poor conduct by some big operators that have not yet been made public. UK politicians may be a little bit busy with Brexit but cracking down on gambling is an easy headline.IC: I expect regulators will fully regulate new markets, further change taxation structures and increasingly champion measures ensuring a fair and safe experience for consumers. This is likely to include further directives on advertising, bonusing and, potentially, betting limits. These trends will undoubtedly lead to further consolidation, an increased appetite to explore emerging markets and will shift the focus from competing on bonus pricing to product differentiation.NG: Crypto for gambling has gone from a curiosity to a heavyweight, growing thing. Big new players are entering the market with very strong offers, for example, stake.com, and strong, existing brands such as Bodog have adopted crypto as a payment method. These milestones help cement crypto as an enduring force in igaming.What do you see as the biggest challenges ahead for the sector in 2019? HT: The reputation of the industry and further regulation. The larger operators will manage the regulatory burden – it may even be good for us, as it consolidates a very fragmented market – but the reputational challenge we see in most markets is damaging for all of us. As an industry, we have to get to grips with this.JSS: Changing the public’s perception of gambling is not something that can be done overnight. The industry needs to make the case that a very high percentage of people who gamble derive a great deal of enjoyment from it and do not suffer harm. At the same time we need to accept that those who do experience harm need to be much better looked after and protected.IC: A rapidly changing political and regulatory landscape, margin pressures, increased operational complexity and shifts in consumer behaviour will continue to present challenges as well as opportunities. Executive leadership needs to operate with foresight, creativity and efficiency to deliver more value to consumers and remain competitive. Success will depend on businesses being at the top of their game.NG: Overzealous gambling legislation from various governments, leading to big operators consolidating their positions and smaller operators having a tough time accessing regulated markets. One side benefit of this will be much more focus on responsible gambling.REGULATORYSimon Bernholt, partner, Wiggin LLP Christina Thakor-Rankin, principal consultant, 1710 GamingWhat were the defining developments or events of 2018? Simon Bernholt: It was a very challenging year for operators licensed by the British Gambling Commission. The number of public statements from operators, combined with fines and payments in lieu of financial penalties, increased markedly as the Commission took action against breaches of its licence conditions and codes of practice, particularly in relation to AML and social responsibility. When combined with the substantial reduction in stakes for FOBTs – the initial timing of which even prompted a non-Brexit-related ministerial resignation – plus an increasing focus on gambling advertising, last year was a perfect storm for the gambling sector.Christina Thakor-Rankin: Political polarisation and a global shift in attitudes to gambling. One of the biggest impacts has been on advertising – in Australia, Italy and the UK. Other big events continue to be Brexit and the Supreme Court ruling on PASPA in the US, which opened the door for regulated sports betting. The dark horse, the impact of which is as not yet known, is 15 regulators signing up to explore the links between gambling and gaming.How do you see these continuing to shape the igaming space in 2019? SB: Operators are hoping that things can only get better. Unfortunately, that’s likely to be wishful thinking. The reverberations from 2018 will continue to be felt during this year, not just by those operators still under investigation by the Commission, but also those furiously updating their processes to reflect the ‘lessons’ from the public statements.CT: In 2019, sports betting will continue to open up across the US but could be stalled by Senator Hatch’s draft bill, which looks at regulating sports betting at a federal level. As for Brexit? This could end up being something or nothing.What do you see as the biggest challenges ahead for the sector in 2019? SB: Anti-gambling campaigners, not satiated by the FOBT changes and the voluntary ‘whistle-to-whistle’ ban proposed by the industry late in 2018, will continue to push for greater restrictions on not only gambling advertising but also the other activities of gambling operators. This may be the year in which the gambling industry starts to push back but without a change in public sentiment it looks like the challenging times will continue.CT: The biggest will continue to be around gambling and social responsibility. Advertising and sponsorship restrictions will start to kick in, there may be greater payment blocking and for sure increased operator responsibility. The debate around gambling, children and harm will intensify as esports continues to evolve and fuels discussion about gambling and gaming. The other challenges impacting on both reputation and revenue will relate to the trends of 2019: the iGeneration, diversity and the rise of women’s sport.MARKETERSMartin Calvert, marketing director, Blueclaw Harry Lang, founder, Brand ArchitectsWhat were the defining developments or events of 2018? Martin Calvert: It was a big year with huge mergers, FOBT legislation and the opening of markets in the Americas. As a marketing agency that works with both operators and affiliates, the defining development we see is the continuing scope for opportunistic approaches to digital strategy to deliver results amid intense competition and uncertainty.Harry Lang: The progression of US states and their toe-tipping efforts towards regulation. However, the big development in terms of the long-term wellbeing and prosperity of the industry must be Sky Bet’s impressive efforts as the frontrunner in responsible gaming.How do you see these continuing to shape the igaming space in 2019? MC: New markets are opening but there will be bumps along the way. Igaming companies must protect progress by ensuring that digital strategies – particularly in SEO – are quality-focused, without the risk of Google penalties or regulatory challenges. From there, they must evaluate opportunities and be ready to move to take advantage across SEO, advertising and other disciplines.HL: The ‘When the fun stops, stop’ campaign is great but still has the feel of lip service, while Sky Bet has made player protection a core strategy and invested accordingly. In 100 years, whatever form of digital gaming exists will be in a better place as a result.What do you see as the biggest challenges ahead for the sector in 2019? MC: The biggest challenge commercially is represented by industry leaders who can literally afford to waste money. Regulatory challenges and the ability of search engines to identify and punish spammy SEO tactics remains, and gaming – an industry that has its fair share of risk takers – will continue to see volatility in SEO results. Agile companies will have many opportunities but only if they have the discipline to focus on a high-quality, data-driven strategy.HL: The consolidation in the affiliate sector is great for some hardworking affiliates who have sold up to the networks but, as a channel, affiliation has been pricing itself out of the market and needs some adjustment to get back some of the entrepreneurial spirit that made it so attractive in the first place. Hearty competition in regulated markets is making it harder to make a quick dollar in gaming, which may not be a bad thing. But we still lack true innovation at a product level – hopefully the squeeze of hundreds of competitors will be the mother of invention in 2019. Bingo AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Email Address Subscribe to the iGaming newsletter Tags: Card Rooms and Poker Mobile Online Gambling 2018 was packed with significant moments in the industry, from the repeal of PASPA to the rise of crypto. As 2019 begins, we talk to the sector’s leading founders, experts and opinion formers about the opportunities and challenges set to define igaming this year.In part one we hear from operators and suppliers, regulatory experts and marketers. Tomorrow we’ll cover analysts, technology and innovation and people.center_img The igaming industry’s 2019 predictions: part one Topics: Casino & games Legal & compliance Marketing & affiliates People Sports betting Strategy Bingo Poker Social gaming 14th February 2019 | By Joanne Christie Regions: Africa Asia Europe LATAM US As 2019 begins, we talk to the sector’s leading founders, experts and opinion formers about the opportunities and challenges set to define igaming this year. In part one we hear from operators and suppliers, regulatory experts and marketerslast_img read more

Orange County Library System: It’s a lot more than just books

first_img 1 COMMENT LEAVE A REPLY Cancel reply Please enter your name here TAGSOrange County Commissioner Bryan NelsonOrange County Public Library System Previous articleComing to Netflix in JuneNext articleAAA tow to go program available on Memorial Day weekend Denise Connell RELATED ARTICLESMORE FROM AUTHOR From Orange County Commissioner Bryan NelsonWhen people think of a library what usually comes to mind is a building overcrowded with a variety of books. Often overlooked, is the number of other services libraries have to offer. The library is not just a place to find books – it’s a place to find it all! The Orange County Library System has so much going on, from computer software classes in every branch to research databases accessible from your home computer, to meetup groups for people interested in activities like photography, coding, and gaming. At the Dorothy Lumley Melrose Center at the Orlando Public Library, customers have access to advanced training in audio production, video production, web design and more. You can even learn to knit and sew at the library. Of course, the Orange County Library System offers learning opportunities for the very youngest patrons, who can get ready for kindergarten with fun, educational events and activities, as well as resources to help adult learners, including Career Online High School, which allows people to earn an accredited high school diploma after completing the course. And it’s all free for library cardholders.The Orange County Library system’s history is embedded into the community. Orlando’s first library, Albertson Public Library was founded in the year 1920 and dedicated in 1966. Then in the 1980’s, it began to expand. Today, the system is composed of 16 libraries interspersed throughout Orange County. The main library is 290,000 square feet and takes up the space of an entire city block! As a whole, the Orange County Library system has more than four million visitors each year. The approximately 350 employees serve more than one million Orange County residents, exclusive of residents of Winter Park and Maitland.As a public enterprise, the Orange County Library’s mission is to bring “…value to the residents of the district through collections, staff, services and facilities. The Library connects our changing community to the evolving world of ideas, information, and technology. Through continuous innovation, the Orange County Library System will create a well-informed, well-connected community, making Orange County a great place to live, learn, work, and play.”The Orange County Library system operates on a total of approximately $35.3 million each year. The majority of aid comes from property taxes and is supplemented by state aid, fines, fees, grants and donations. Key expenditures include the cost of operating the library buildings and maintaining the collection of materials. For further details regarding the Orange County Library 2017 Fiscal Budget please see our below charts and visit here.A hidden gem that Orange County residents may not know about their library is The Dorthey Lumley Melrose Center located at the downtown location. A generous gift from the Kendrick B. Melrose Family Foundation created the Melrose Center for Technology, Innovation, and Creativity. Ms. Dorthey Melrose -who the center is named after- had a strong interest in emerging technologies. Therefore a few of the different services offered at the Melrose Center include Video production studio, Audio Production Studio, Photography, Simulation Lab, Interactive Media Wall, and a Conference Room. Over 1000 classes are offered across the libraries per month. The Dorothy Lumley Melrose Center also offers monthly Orlando Digital Media Design Meetup groups where locals and professionals from the digital media industry can connect right here in Central Florida! Just this past April the Melrose Center hosted a Live Recording Session featuring led by professional singer and songwriter Lauren Carder. These Melrose in the Mix sessions are a series of in-studio recording performances where the audience can take a first-hand seat in observing the process of in-studio recording. There are also opportunities available for volunteers to sign on as recording assistants provided that the volunteer has access to the Live Room or Full Audio Studio Access. This access is granted to library cardholders who have gone through the orientation process to utilize technology in the Melrose Center. Please call 407.835.7323 for more information.Recognized by the American Library Association as a “Library of the Future”, this program consists of nearly 200 unique curricula ranging from Introduction to Mouse and Keyboard to Creating Web Pages in HTML 5. Some of today’s top software packages are offered, such as QuickBooks, Microsoft Office, and the Adobe Creative Cloud Complete. All of which are offered free to Orange County residents who own a library card. The 26,000 square foot center can be found on the second floor of the main library. Reply Save my name, email, and website in this browser for the next time I comment. Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Patricia Laurencelle, Board Member, St. John’s County Public Library Systemcenter_img May 25, 2017 at 11:45 am Florida gas prices jump 12 cents; most expensive since 2014 UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Share on Facebook Tweet on Twitter Please enter your comment! You have entered an incorrect email address! Please enter your email address here Congratulations to all connected woth and supporting a wonderful and life expanding public resource, the Public Library!last_img read more

Robbie Fleck punches Ben Cohen

first_imgWednesday Feb 21, 2007 Robbie Fleck punches Ben Cohen Springboks vs England 2002 at Twickenham. One of the games that tarnished the Boks reputation. If it wasn’t Robbie, it was Corne, but here Robbie Fleck gets in a cheap shot on Ben Cohen. The ref decided that it wasn’t worthy of a yellow card for some reason.Cohen takes it on the chin, literally, and walks off. Good on him. I suppose it wasn’t the best punch in the world, especially considering Robbie is right handed! ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life Reports90% of People Have No Idea What These Two Little Holes Are ForNueey10 Types of Women You Should Never MarryNueeyMen, You Don’t Need the Blue Pill If You Do This (Try Tonight)Smart Life ReportsThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel ADVERTISEMENT Trending 1 WEEK AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 Great Tries 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 1 WEEK AGO Veainu finishes superb try after octopus style offload from Waisea 2 WEEKS AGO FULL MATCH REPLAY: Huge stars on show when All Blacks host Pacific Island XV in 2004 2 WEEKS AGO WATCH: Hooker produces ridiculous speed to score 60-metre wonder try for Hurricanes View All Big Hits & Dirty Play 1 DAY AGO Awesome new Etzebeth montage will have Springboks fans psyched for Summer Lions tour 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 1 WEEK AGO AWESOME video shows the very biggest and best tackles of the 2020/21 season View All See It To Believe It 4 DAYS AGO Cheetah racer Habana reveals what was actually going through his mind that day 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 1 WEEK AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash View All Funnies 2 WEEKS AGO Joe Marler elated in special interview as fans return to The Stoop 2 WEEKS AGO WATCH: One of the luckiest and most bizarre tries you will EVER see 2 WEEKS AGO WATCH: Reds players caught out in hilarious celebration blooper vs Chiefs 2 WEEKS AGO WATCH: Faz, Piutau and Burns star in hilarious try fail compilation 4 WEEKS AGO MLR: Giltinis howler sees try overruled despite attempts to celebrate View All Amateur 32 WEEKS AGO Viral video of Scottish club brawl goes down a storm with rugby community 69 WEEKS AGO RUGBYDUMP BLITZ: This Best of the Week round up is sure to entertain you 69 WEEKS AGO RD BLITZ – Disaster, just when it looked so promising… 69 WEEKS AGO That glorious moment that will live on forever, like it or not 69 WEEKS AGO RD Blitz – PROP’S Lionel Messi wizardy creates incredible try View All Player Features 16 WEEKS AGO WATCH: Bumping off tacklers and taking high balls, Rob Kearney had an impressive Super Rugby debut 21 WEEKS AGO Brian Moore on money in modern rugby and how it should never be compared to ‘outlier’ football 22 WEEKS AGO Tuisova’s wrecking ball montage will make you grateful you never made it as a pro 28 WEEKS AGO New Zealand rugby pod admit Owen Farrell is world class 29 WEEKS AGO WATCH: Bath prop launches Amazon documentary focused on those from non-traditional backgrounds View All Related Content from the RugbyPass Network ‘What you do today is how you’re going to be remembered’: Spirit of Rugby – Ep 5 In Spirit of Rugby episode 5, Jim Hamilton talks Lions with Matt Dawson, Jeremy Guscott, Rob Kearney, Simon Shaw, Tom Croft and John Bentley. Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Blues secure Trans-Tasman final place despite not scoring in second half versus Force The Blues have secured their place in the inaugural Super Rugby Trans-Tasman final with a 31-21 victory over the Western Force in Auckland. ‘I’d pent-up frustration, a lot I probably didn’t realise’: Marcus Watson’s emotional Wasps return Set to turn 30 later this month, Marcus Watson had an early birthday present last weekend when he finally made it back into the Wasps XV. Gavin Coombes grabs four tries as Munster easy to victory over Zebre Gavin Coombes scored four tries at Zebre as Munster secured second place in the northern section of the Guinness PRO14 Rainbow Cup. Leinster finish with Rainbow flourish as fans attend RDS for first time in 16 months Retiring duo Scott Fardy and Michael Bent bowed out on a winning note as Leinster finished the Rainbow Cup with a victory over Dragons. Robbie Fleck punches Ben Cohen | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Lions go up a level to beat the Crusaders and reach a home semi final

first_imgMonday Jul 25, 2016 Lions go up a level to beat the Crusaders and reach a home semi final The Lions have proved to be the unlikely shining light for the South African Super Rugby teams as they defeated the Crusaders 42-25 in a highly entertaining game at Ellis Park. The Lions scored early and kept the momentum up throughout the match, while the Crusaders battled back as best they could, scoring a consolation try late in the game. The victorious Lions have turned their fortunes around with very few big name stars and after having actually been relegated as recently as 2012.But superb leadership, by both coach Johan Ackermann and captain Warren Whiteley, and a strong team work ethic has clearly brought the best out of them.Through their performances, the likes of Faf de Klerk, Lionel Mapoe and Ruan Combrinck are now Test players, not to mention Elton Jantjies and Whiteley himself, who returned on Saturday.They will host the Highlanders in the semi final in Johannesburg, in what will be their first time in the semi finals in 15 years. Getting there by beating seven-times champions Crusaders makes it all the sweeter.“Look, the Crusaders got the better of us in the last three years of Super Rugby so we knew tonight was going to be a battle,” said returning captain Whiteley. “[I am] So proud of the guys.”To reach the final they will need to lift their game yet again, as next week they face a hungry Highlanders team who will be determined to retain their Super Rugby title.credit: sanzaarrugbyADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsDoctors Stunned: She Removes Her Wrinkles With This Inexpensive TipSmart Life Reports30+ Everyday Items with a Secret Hidden PurposeNueeyIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

English Heritage & ChariTable Bookings launch fundraising partnership

first_img Tagged with: Fundraising ideas English Heritage & ChariTable Bookings launch fundraising partnership About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. English Heritage and ChariTable Bookings have launched a partnership to try and get 500,000 people to sign up to the 30 Bookings Challenge, which raises funds for the charity.Every time someone completes the 30 Bookings Challenge with ChariTable Bookings, which requires an average of three people per booking, they will raise £90 for English Heritage. Participants have two years to complete the challenge, which includes a number of incentives to encourage them to keep booking restaurant tables, including a magnum of rosé to share at their 10th honoured booking, entries into prize draws, free recipes, and a copy of the ChariTableBookings Signature Dish cook book on their 30th honoured booking. In addition, ChariTables will continue to donate £1 per diner for every booking to a charity of the booker’s choice.Lord Fink, Director, ChariTable Bookings, said:“I am delighted that ChariTable Bookings and English Heritage will be working closely together to raise valuable unrestricted funds through the 30 Bookings Challenge initiative to make sure that important structures like Stonehenge, Dover Castle and Hadrian’s Wall can be enjoyed for generations to come”.Kate Mavor, CEO, English Heritage, said: Advertisement Melanie May | 17 July 2017 | Newscenter_img “From prehistoric stone circles to a Cold War Bunker, English Heritage cares for over 400 historic buildings and sites in England. Just maintaining these remarkable places costs over £20 million a year and in our new role as a charity, we need people’s support more than ever before. We’re delighted with this initiative with ChariTable Bookings. Their 30 Bookings Challenge is an incredibly easy way for people to protect those places that made history so that future generations can also enjoy them.”  103 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8  104 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8last_img read more

A return to Leninism: The centennial anniversary of the Comintern

first_imgLarry Holmes is the First Secretary of Workers World Party.V.I. Lenin, the principal leader of the Russian Revolution, opened the first meeting of the Third Communist International — which came to be known as the Comintern — 100 years ago this March 2 in Moscow.  Fifty-one delegates were registered, representing 35 organizations from 22 countries. The modest numbers in attendance were in large part because imperialist countries had blockaded the Soviet Union, and it was hard to get to Moscow.  Every imperialist power that could muster forces, warships and weapons to support the counterrevolutionary forces invaded the Soviet Union.However, the delegates to the meeting did not consider their small numbers to be significant. Provoked by the terror and suffering unleashed on the masses by the first imperialist world war and inspired by the Russian Revolution, the working class in the industrially advanced centers of imperialism — as well as the oppressed peoples in the vast areas of the world colonized by imperialism — were in motion. There was a sense that more revolutions were possible, even imminent.  Although attempts at repeating the Bolsheviks’ success in central and eastern Europe proved unsuccessful, they were nonetheless taken very seriously by the capitalist ruling class. ‘Revolutionary wave’ of the working classWhat was then called by some the “revolutionary wave” of the working class rolled across the oceans to U.S. shores. The great Seattle general strike of 1919 preceded the Moscow meeting by a few weeks.  Bearing in mind the main cause of the collapse of the Second International — the failure of some workers’ parties to break with their ruling classes over the war — Lenin wanted to invite to the Moscow meeting only those who were dedicated to revolution and who would never repeat the mistakes that doomed the previous International. The Comintern resolved to “struggle by all available means, including armed force, for the overthrow of the international bourgeoisie” and for its replacement by a world confederation of soviets based on socialism.Even though the war had just ended, revolutionaries the world over could see the seeds of the next world war in the crises of capitalism. The Comintern was determined to do all it could to turn imperialist war into a civil war between the workers and the imperialists — a war that would end with the victory of world socialism.That the Soviet Union, as a matter of survival, would have no other choice than to adapt itself to the conditions of the world class struggle at any particular time is a given. However, Lenin understood that the fate of the Russian Revolution was ultimately dependent on more revolutions — in essence, on world revolution. As such, the Comintern’s orientation was not to reduce internationalism to symbolic acts of solidarity — but rather to coordinate the actual world struggle for the victory of communism over capitalism at the earliest possible opportunity.It was Lenin’s view that no working-class party could base its analysis and goals on conditions in its own country alone, but rather on an accurate analysis of capitalist crises and the state of the global class struggle. The class struggle in any country is, in part, separate from the rest of the world and has its own features. But it is no less true that regardless of differences, the struggles are also interdependent. If this was true at the time of the Comintern’s founding, then it is immeasurably more true today based on historical development. Imperialist globalization fueled by new technology has to a large degree turned the notion of an economically independent nation state into an anachronism. Imperialism recognizes no borders.  Neither should the working class.The global class struggleThe next quarter of a century after 1919 encompassed the collapse of the world capitalist economy, the Great Depression, the rise of fascism and the second imperialist world war.  At the end of that period, the world situation and the state of the global class struggle had changed. On the plus side, the Soviet Union had survived and helped to liberate major parts of Europe from imperialist domination. The victory of the great Chinese Revolution changed the world landscape in favor of the national liberation movements. On the other hand, the working-class movement in the imperialist centers emerged politically and ideologically weaker. The victory of fascism in Europe was a crushing defeat for the working class. Although sections of the U.S. working class had fought for and won historic concessions from the ruling class under the Roosevelt administration, it is often forgotten that the U.S. ruling class was forced to make these concessions in order to prevent a Soviet-type revolution at home — and to shore up the loyalty of the masses for the war that resulted in U.S. imperialism’s domination of the capitalist world for 75 years. That U.S. imperialism is now losing that domination is a factor that is integral to the terminal crisis of capitalism and the associated economic and political upheaval underway.The leadership of the Soviet Union, which was in a nominal and short-lived wartime alliance with U.S. imperialism — influenced by the false illusion of peaceful coexistence with imperialism — dissolved the Comintern in 1943. Some elements in the working-class movement tried to organize a Fourth International, but, among other things, they never garnered the influence to transcend symbolism.At this time when rallying worldwide defense for the Bolivarian Revolution in Venezuela against a U.S.-backed attempted coup and counterrevolution is critical, it is a good time to recall that 10 years ago, former Venezuelan President Hugo Chávez sponsored a large meeting of socialist and communist forces in Caracas to propose the formation of a Fifth Socialist International. The political differences among the delegates to that meeting were such that the project was not viable. This much is clear: Chávez understood that a new international could play a role in defending Venezuela against imperialism.Ho Chi Minh with delegates and their families at the 5th Congress of the Communist InternationalBuilding a revolutionary movementAt the height of its strength, the Comintern — with all its weaknesses and contradictions — had considerable influence in determining the course of the global class struggle for socialism and communism. It would take far more time than we have here to go over the political turns and struggles within the communist movement which played a part in how things turned out. The political and ideological struggle in the communist movement back then does not lend itself to either simple explanations or labels with respect to the different political forces or leaders in the movement. For a certain generation of veterans of the struggle, merely invoking the names of Stalin or Trotsky will prompt a strong response based on the deep divisions that existed.  In our party, we have always tried to objectively assess that period because only in this way can revolutionaries discern lessons from the events. We believe that the weaknesses in the working-class movement that are still part of the legacy of that period — weaknesses that endure today — are key to understanding why the Soviet Union collapsed. After the collapse of the Soviet Union, Sam Marcy, the late chairperson and principal founder of Workers World Party, called on the most militant organizations and forces in the communist movement to put aside past differences and unite around some of the principal tenets of Leninism, such as adherence to revolution over reform, unflinching opposition to imperialism, the vanguard role of the party and a revolutionary position on the national question, etc. Marcy’s advice was that while there may be value in dwelling on the past, the urgent need now is to rebuild the revolutionary movement.In order to do that, revolutionaries had to be oriented toward the future — and to be free of anything from the past that would make it difficult to do what had to be done in the interests of the working class.  The time will come — and the sooner the better — when revolutionaries will once again rise to the challenge of constituting an international alliance for the purpose of organizing world revolution.Lenin’s thinking and the world nowIn preparation for the next phase of the global class struggle, it’s helpful to use the anniversary of the Comintern to study Lenin’s thinking and consider how it would be applied to the present world situation. From an honest historical perspective, the time is ripe for the world struggle for socialism to take a leap forward by returning to the bold, revolutionary vision of Leninism as it was understood at the launching of the Third Communist International. Why is this necessary? Because it’s the only path to realizing the revolutionary potential that may be closer than many of us think.After the second imperialist war, the working-class movement, especially in the West, including the labor unions and the workers’ parties, changed their orientation. The prevailing view was that capitalism and imperialism had emerged stronger from the war — and as a consequence, the working class would have to get used to an extended future rule of the super-rich. The capitalists were able to perfect the illusion that their system was best and that it promised relative stability and advancement for everyone. Indeed, for sections of the working class the illusions and promises seemed real for a period of time. The goals of revolution and internationalism seemed too lofty.  The working-class movement tended to be more conservative, narrow, limited and local in its thinking and direction — and tied to the capitalist ruling class. None of what we are discussing is in any way meant to denigrate or dismiss the many heroic struggles of the working class over the better part of the past century. But in order to understand what we must do, it’s necessary to be candid about the setbacks and weaknesses.One example of the narrowness of the organized labor movement can be seen in the recent developments in France. The millions of Yellow Vest protesters, most of them from the working class, have rocked the French government and bourgeoisie.  To some extent, they were compelled to rise up because they didn’t feel the French labor movement was going to fight for them. Under pressure from below and for the sake of its survival, the organized labor movement the world over is slowly beginning to change. However, the pace of the changes must speed up — and their political direction must be toward greater militancy, inclusiveness, anti-capitalism and internationalism. The initiative to revolutionize the labor movement will not come from the top but from below. This is one of the lessons of the education workers’ revolt.The final struggle to end a dying capitalist systemThe global capitalist economy is slowing down. Claims by some that the U.S. economy is somehow immune from the downward direction of the world economy are being punctured by reality every day. Until a few months ago, capitalist bankers and politicians — especially in the U.S. — were able to deny, ignore or conceal the magnitude of the economic crisis. They can no longer do that. The inevitability of another worldwide financial market crash looms over Wall Street and the whole system of finance capital. The global slowdown is not really a recession, although it will be called that. Traditionally, a recession is a cyclical phenomenon followed by a recovery and then an expansion of economic activity. What is under way reflects a crisis that is far more serious than a cyclical event. The economic storm that is gathering is the product of a permanent systemic crisis, one that is irreversible and foretells the dying of capitalism.Actually, the 2008 “near-death” crash of the capitalist financial system was never fixed. Central banks, led by the U.S. Federal Reserve Bank, desperately flooded the markets with trillions of dollars in free money, effectively putting the financial system on life support.  Trump gave the U.S. markets another boost with huge tax breaks. But now central bankers are no longer able to sustain the support system for finance capital. How critical is this? Finance capital has long since replaced industry as the dominant driver of the economy. That reality is a defining feature of a dying system. Of course, the capitalist system has also used its tried-and-true methods for dealing with these crises, such as imposing low wages and austerity, squeezing as much out of the working class as they can in order to support high-profit levels for the super-rich.  As significant as trade wars, Brexit, interest rate gyrations in the financial markets or the bursting of any of the enormous debt bubbles that finance capital has inflated, they are symptoms of the crisis — and catalysts for the crises to explode. The fundamental cause of the crisis is a state of permanent capitalist overproduction. By permanent, we mean that overproduction now exists on a scale never experienced in the history of capitalist development. Capitalism has been incompatible with society in many ways for most of its history. However, it has never been more incompatible with society than now.The phenomenal growth of the productive forces in the capitalist economy, fueled by new technology, has essentially made capitalist overproduction — and a myriad of associated problems for the system like falling profits — much greater and much more resistant to capitalist remedies.For the capitalists, as well as the workers and oppressed peoples of the world, there will be no more periods of normalcy, predictability and stability. Until capitalism is ended and replaced with socialism, the only certainty will be a deterioration of living conditions for most of us, punctuated by increasingly violent economic, political and social shocks. Add to these convulsions the prospect of even bigger, more destructive wars and the existential threat to the ecology of the Earth. Time is running out for the race to save the planet; the ecological threat is inextricably linked to capitalism.Even though a terminally ill capitalist system will continue to ravage, paralyze and threaten our very existence, it will not completely die on its own. Capitalism will try to regenerate itself on whatever basis and at whatever cost it takes — if the workers and the oppressed of the world fail to deposit the system into its grave.  We have no other choice as a movement but to radically rethink and shorten the time frame for ending capitalism.The coming revolt of the working class – The revolt has already begun!There is evidence of a marked upsurge of the working class, which includes major strikes on every continent. In the U.S., education workers, who opened up a new militant wave in West Virginia a year ago, are still in motion in West Virginia, Colorado, California and elsewhere.There is no contradiction between the day-to-day struggle of the working class and the maximum program of socialist revolution. There is a tendency in the movement to view the struggle for higher wages, better working conditions and other basic labor demands as being at odds with the goal of preparing for revolution. Such is not the case. Large sections of the working class will always respond first to the struggle for immediate demands. At the same time, the most radicalized sections of the working class — a section that is bound to grow as the crisis deepens — is not only ready to embrace a revolutionary program, they will insist on it. If our movement is not prepared to meet the expectations of the more radicalized sections of our class, we will lose influence with them.  That would be a tragic mistake. Revolutionaries must have a practical, short-term strategy for the working class. But they must also have a larger view of the global class struggle and the crisis of the system. This does not mean being driven out of frustration and impatience to embrace ultra-left fantasies that can only produce failures and confusion. But it does mean envisioning the future, instead of being tied to the past.We cannot base ourselves on any predictions that the workers’ revolt will develop rapidly, as this is unknowable. On the other hand, we must not be overly influenced by the experiences of older generations who have survived long periods of setbacks and defeats, and may therefore be of the opinion that no serious revolutionary development among the workers is possible in the near future. The conditions that will govern the development of the future global class struggle will be in part similar to, but also wholly distinct from, those in all previous periods. Why? Because the level of the productive forces of capitalism is constantly changing. This is a fact that constantly changes or impacts the working class and everything else that governs the course of the class struggle.A specter is haunting the capitalist ruling classThat specter is the worldwide revolt by youth. The capitalists are deeply demoralized. It is painfully apparent to them that they have lost the youth. The overwhelming majority of youth have turned against capitalism and more and more are rebelling against it. Socialism — whatever that might mean to people — has never been more popular.Trump said in a recent speech, “This country will never be socialist.” It seems as though he has decided that running against socialism will be a major re-election theme. He may also be revealing a deep-seated fear that is widely felt among the rich. A global rebellion is underway against the super-rich. It is not going to go away.  Indeed, it is really just getting started. Young workers, many of whom once thought that capitalist society would provide a comfortable existence for them, provided they received the increasingly unaffordable requisite level of higher education, are redefining the working-class struggle. Young people have found that higher education is no protection against the ever more precarious conditions of work and life in the epoch of a dying capitalist system. The lesson they are learning is not the lesson that the rich hoped they would learn: They are learning to hate capitalism.It is true that some of the youth bring into the struggle naive and petty-bourgeois radical ideas, ideas that are at odds with Marxism, the class struggle and the role of the working class. As more youth have come into our party, we have encountered these ideas and have had to struggle against them. We don’t fault the youth for having wrong ideas. We view this as an entirely predictable, and reversible consequence of the weaknesses of the working-class movement. We can lecture youth about this until we are blue in the face.  But until there is a working-class movement that is able to demonstrate that it is independent of the capitalist political system and its political parties — and that it embraces all the oppressed — then the ideas and leadership of other class forces will hold some sway with those who are being radicalized by the crises of the system.Instead of fearing the ideas of young militants, we should work harder to win them over. Doing that will require us to own up to the reality that the political degeneration of the working-class movement over a long period of time is a factor in this problem. All too often, our movement appears to youth to be afraid to change, or that it’s stuck in the past, or more closed than open — and that it’s conservative, sectarian, cynical, didactic and ineffectual. It should come as no surprise that some might conclude that any ideas are superior to those that seem so unappealing. The more revolutionary our movement is, the more we will win the confidence of the youth and wider sections of the working class.A return to true LeninismA return to true Leninism will help to win the confidence of the most oppressed sections of the working class.  When Lenin presented his proposal regarding the national and colonial questions to the Second Congress of the Comintern in 1920, he understood that if the movement did not embrace the national liberation movements and the struggle of the oppressed for self-determination, the objective of a strong workers’ international would be impossible. This is why the slogan “Workers of the World Unite” was changed to “Workers and Oppressed of the World Unite.”  Lenin’s position on the national question was not a departure from a class orientation.  On the contrary, it was asserted to objectively strengthen the class orientation. Many in the movement still don’t understand this. As a result, their positions on the national question have weakened, sometimes to the point of completely dismissing the national question.Also, some in our movement mistakenly see the struggle against gender oppression as a departure from the class struggle. In our view, this reflects another example of a narrow, erroneous understanding of the class struggle — and a position that is influenced by patriarchal prejudice. Hopefully, there will be a reassessment of these questions in our movement so that all of us will finally be in sync with the lyrics of the International: “No more tradition’s chains shall bind us.”How to fight the danger of fascism? Trying to accurately label Trump politically or predict what he’s going to do is less helpful than understanding that his erratic behavior and undisguised racism, misogyny and bombastic demagogy are true reflections of the panic, chaos and political breakdown inside the U.S. ruling class. Trump is the U.S. ruling class unmasked in the face of a life-and-death crisis. He is proof that pretending to be civil, or upholding laws, or trying to maintain international alliances has not helped to extricate U.S. imperialism from its steady decline.Beyond this, Trump exemplifies the lengths that the ruling class will go to in order to maintain the political loyalty of sections of the working class at a time when economic stability — and thus political stability — is cracking up. Trump’s obsession with building the wall and his war against immigrant workers — beyond appealing to the racism of his base — is also a desperate call to build walls between sections of the world’s working class in order to thwart global class consciousness. It is in effect a declaration of war against the prospect of proletarian internationalism. The time has come for revolutionary and genuinely progressive forces to declare — and make part of their mass appeals — that the workers’ struggle has no borders.The Trump phenomenon is also a warning. If the unfolding of an uncontrollable crisis has the capitalist ruling class fearful about its very survival, sections of the ruling class are prepared to turn to fascism and war as a solution. History has shown that relying on other sections of the ruling class — which in the U.S. means turning to the Democratic Party — to “save democracy” is only likely to confuse and disarm the working class.  The best — and actually the only real way of fighting the danger of fascism — is the radical, widespread upsurge of the working class for the purpose of waging the class struggle until revolution.What is the role of the working class in the ‘belly of the beast’?A hundred years ago, the thinking among communists everywhere was that in one way or another, the working-class forces at the centers of imperialism — and most especially in the U.S.– would play a decisive role in determining the fate of capitalism. Sam Marcy predicted almost 70 years ago, in the early post-World War II years, that the revolutionary impetus in the East that propelled the Chinese Revolution and the heroic resistance of the Democratic People’s Republic of Korea would in due time come to the U.S. Che Guevara’s view was that there would have to be a series of revolutions at the extremities of the imperialist empire before the masses at the heart of imperialism rose up to finish the job. The world has changed in unimaginable ways since these predictions were made. What has not changed is the dire need to end the rule of capitalism.We will not argue over the validity of prior predictions. We will instead affirm in no uncertain terms — and with resolute confidence — that the workers and oppressed peoples located in the belly of the beast have a special responsibility to the rest of the world to slay the beast. Whatever we must do tomorrow, it is not too early to commence preparations for the end game now!FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

SGA swears in Class of 2019 reps, looks to fill remaining open seats

first_imgTCU places second in the National Student Advertising Competition, the highest in school history Alumna joins ‘Survivor’ reality show in quest for a million dollars printTCU’s Student Government Association gained two new additions Tuesday that give a voice to the largest class on campus.First-year students Chandler Williams and Michael McCluskey were sworn into the student House of Student Representatives for the Class of 2019.“They are a really important perspective,” House Speaker Abigail Buckley said.Buckley said the student House usually doesn’t have first-year student representatives.“That’s a whole quarter of our student body population,” Buckley said. “It’s nice to have that perspective, because the things they encounter and think are things maybe upperclassman don’t notice anymore or aren’t on campus to notice.”Buckley said that she encourages the new representatives to speak up and propose legislation.“I will represent YOU”Williams, a pre-business major from Shreveport, Louisiana, said she ran for a position in House because she wants to get to know her class and TCU better.“I felt like if I represented my class they would be able to come to me and say ‘I have this great idea, can you propose it and help it get pushed through?’” Williams said.Williams campaigned by going dorm to dorm posting flyers and talking to students in the different lobbies.“I ended up meeting a lot more people,” Williams said. “I wanted to win but also meet people.”Williams serves on the Student Experience Committee in House and while she has no current plans for legislation, Williams said she has already started brainstorming.“Ask me at the end of the year and I will definitely have something,” Williams said.For any students who have ideas or concerns they want the House to know, Williams encourages students to come talk to her.“I absolutely love to talk to anyone and everyone, so please come find me,” Williams said. “If they can’t get me in person, they can email me.”“No Days Off”The other Class of 2019 representative, McCluskey, a pre-business major from Atlanta near the Marietta suburbs, based his campaign by reaching out to his Frog Camp group  for support, and then using word of mouth among his Pi Kappa Phi brothers and his friends’ poster making skills.“The backbone of my campaign was Jake’s funny posters of me in various movie posters posing as the character in the poster,” McCluskey said. “From there it spread to word of mouth. It was really, ‘Hey just go vote for me, I try to be a decent person. You can always come to me with problems.’”McCluskey was never involved in student government in high school because he said that elections were never publicized. He said this motivated him to run his first year on campus.“This was something I wanted to get involved with early on in TCU because I didn’t know how the system worked and if I got involved early I would always know,” McCluskey said.McCluskey serves on the Student Outreach Committee in house and he said he plans to use his spot on the committee to bring his passion for philanthropy to students.“At TCU where we are called to be ethical leaders in a global community,” McCluskey said “I think the committee is going to do more this year to get involved in the community around us.”McCluskey said any student with an idea should find him, as he prefers face-to-face meetings.“I try to be as accessible as I can,” McCluskey said.The new representatives have the ability to draft and vote on legislation. Buckley said she is excited about the energy McCluskey and Williams will bring to House.“Freshman are so excited about everything and they are just really eager to get started and learn and get involved. It’s just cool to see freshman take initiative,” Buckley said.Looking Forward While Williams and McCluskey filled two of the open seats in house, there are eight other open seats that remain. The Elections and Regulations Committee is currently looking for students to fill seats in the Honors College, the College of Science and Engineering, the Neeley School of Business, the College of Education, the Harris College of Nursing and the Class of 2016.“It’s open to anyone so even if someone didn’t apply in the past, I’d love to get even more people apply now,” Elections and Regulations Committee chair Morgan Bailie said. “The sooner people start applying for positions the better for them so they can interview sooner.”Applications for the open seats can be found on the SGA website under the get involved tab. Interviews for the open seats start next week but students can keep applying as long as there are empty seats in House.“I would encourage everyone to apply,” Buckley said. “We would like a variety of perspectives and a variety of backgrounds and if you’ve never dealt with student government before that’s okay. If it’s something you’re at all interested in, I encourage you to apply.” Class of 2019 representatives, Chandler Williams and Michael McCluskey, are sworn in during a student House of Representative meeting. Twitter CRES negotiates move to interdisciplinary unit amid student resistance Linkedin + posts Facebook Elizabeth Campbell is executive editor of TCU 360 and a senior journalism and political science double major. When not in the newsroom, she’s thinking about the news while probably watching TCU football or being a history nerd. Send her a tip if you have a story to share! Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Previous articleTCU drops back down to 82 in national university rankingsNext articleFrogs’ defense can’t catch a break with injuries Elizabeth Campbell RELATED ARTICLESMORE FROM AUTHOR Breakdown: Cambridge Analytica, information warfare WATCH: Former Chief of Staff for Obama talks Trump administration, Democrats, liberal arts education Linkedin Facebook Twitter ReddIt Elizabeth Campbell ReddIt World Oceans Day shines spotlight on marine plastic pollution Elizabeth Campbellhttps://www.tcu360.com/author/elizabeth-campbell/ Welcome TCU Class of 2025last_img read more

REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Brian Honea Share Save Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Black Knight Financial Services Mortgage Delinquency Rate REO Liquidations Short Sales 2015-02-02 Brian Honea Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland.  Print This Post Demand Propels Home Prices Upward 2 days agocenter_img Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery The Best Markets For Residential Property Investors 2 days ago Tagged with: Black Knight Financial Services Mortgage Delinquency Rate REO Liquidations Short Sales in Daily Dose, Featured, News, REO REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery Previous: DS News Webcast: Monday 2/2/2015 Next: HUD Provides Guidance for Use of Housing Trust Fund Allocations REO liquidations have amassed a higher share of gross unpaid balance (UPB) recovery than short sales since the fourth quarter of 2012, reversing a crisis-years trend, according to Black Knight Financial Services’ December 2014 Mortgage Monitor released Monday.As of the end of October 2014, REO sales prices accounted for 71 percent of the corresponding loans’ defaulted UPBs, compared to 65 percent for short sales prices, largely due to home price appreciation, according to Black Knight. Third-party sales at foreclosure auctions beat out both REO and short sales, as they have historically, with an average gross sales price of 116 percent of UPB, according to Trey Barnes, Black Knight SVP of Loan Data Products.”Black Knight’s Resolution Module combines the industry’s largest loan-level and property records databases to identify millions of involuntary liquidations, allowing our clients to accurately benchmark, calculate and model future losses on underperforming mortgages,” Barnes said. “The most recent data shows that since Q4 2012, lenders have been recovering greater gross percentages of UPB through REO liquidations than through short sales; reversing a trend that held true throughout the housing market’s crisis years. Of course, REO sales have additional timelines and associated costs that impact total losses and are not accounted for in this analysis.”When separated by investor groups, Black Knight also found in its December Mortgage Monitor that REO sales prices on GSE loans had the highest percentage of corresponding loans’ outstanding UPB. Private loans sold at approximately 70 percent of UPB, while Federal Housing Administration/Veterans’ Administration loans averaged about 65 percent of UPB.”REO sales on GSE loans gross a significantly higher percentage of UPB than do FHA and private/portfolio loans,” Barnes said. “GSE loans are currently averaging 75 percent gross UPB recovery through REO, whereas FHA loans see just 65 percent. Portfolio and private loans land in the middle, with gross recovery of 70 percent of UPB.”The REO timelines for completing liquidation of GSE loans were shorter than for FHA or private/portfolio loans, taking about 11.5 months on average as of the end of October, according to Black Knight. Private/portfolio loans took an average of about 12.2 months to complete, while the average time to complete liquidation on FHA/VA loans averaged 14.6 months.”Given the additional carrying costs lenders face while holding REO properties, the longer timelines associated with FHA and private/portfolio loans can add up,” Barnes said.Also in the report, Black Knight found that out of the approximately 675,000 loans that rolled from current to 30 days past due in November, more than half (53 percent) returned to current status in December. Only 13 percent rolled into 60 day delinquency. About 32 percent of the loans remained 30 days past due, while 1 percent of them were paid in full.As reported in Black Knight’s First Look at Mortgage Data for December two weeks ago, the delinquency rate (number of loans 30 days or more overdue but not in foreclosure) dropped down to 5.64 percent, a decline of 7.21 month-over-month and 12.72 percent year-over-year. The number of delinquent residential properties nationwide as of the end of December was approximately 2.87 million, according to Black Knight.The monthly pre-payment rate, also known as the SMM (single month mortality) rate – usually a good indicator of refinance activity – jumped by 25 percent up to 1.15 percent in December, according to Black Knight. It was the largest monthly increase for the SMM rate since February 2009. Sign up for DS News Daily February 2, 2015 1,425 Views last_img read more

BACK IN TIME: Brundidge uses traditional Christmas decor

first_img Latest Stories Published 11:19 pm Thursday, December 20, 2018 BACK IN TIME: Brundidge uses traditional Christmas decor Email the author Remember America’s heroes on Memorial Day While many towns and cities opt for new Christmas decorations each holiday season, the citizens of Brundidge are more than content with the same colorful lights the employees of People’s Electric Company designed, constructed and strung across the downtown city street more than 65 years ago.Ask Mayor Isabell Boyd why the city is content with the old-fashioned string lights with the homemade stars and bells and she will quickly say, “This is the way Christmas is in Brundidge.”Six, seven or more generations of children have welcomed the Christmas season with wonder in their eyes, Boyd said. “These string Christmas lights have been ‘our’ Christmas decorations for as long as most of our residents can remember. A lot of our former residents say it’s these lights they think of when they think of coming home for Christmas.” Pike County Sheriff’s Office offering community child ID kits Troy falls to No. 13 Clemson The archway into Brundidge Station and the Nativity scene at Galloway Park are missing from the Christmas scene this year due to operational problems.“But they will be back operational next year and we hope to have something new or different added to what we love about Christmas in Brundidge,” Boyd said. “We invite those who have not visited downtown Brundidge this Christmas to come. And, those that have been, please come back.” 123PrevNextStartStop Brundidge City Hall, which is housed in one of the town’s historic former homes, is beautifully decorated.“On the city hall grounds, we have a beautiful community Christmas tree that was donated by Steve Carter and Jason Senn,” Boyd said. “We greatly appreciate the donation of the tree. It was decorated by city workers and we always appreciate our city employee and the fine job they do.”Boyd expressed appreciation to the downtown merchants who have decorated their stores in the spirit of the holidays.“We appreciate our merchants and their involvement in our community,” she said. Plans underway for historic Pike County celebrationcenter_img Sponsored Content You Might Like By Jaine Treadwell Print Article The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Book Nook to reopen And it’s not just Brundidge residents who find wonder in the simple things of Christmas.“We have people who come from miles around to see the Christmas lights in Brundidge,” Boyd said. “The Santa’s Workshop has not been around quite as long as the string lights but, it’s a part of our Christmas scene, too.” The city’s Christmas decorations also include two Nativity scenes and Santa, Rudolph and all the other reindeer. Heating up: Patriots carry momentum into 2019 After ending a seven-game losing streak, the Pike Liberal Arts Lady Patriots head into Christmas break clinging to momentum. After… read more By The Penny Hoarder Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthGet Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more